Medicare Part D is a helpful program that can assist citizens in paying for prescription drugs. The program is newer in Medicare, having been signed into law in 2003 as part of the Medicare Prescription Drug Improvement and Modernization Act. On Jan. 1, 2006, the prescription drug benefits began, with coverage offering:
- Prescription drug coverage for people with Medicare, regardless of income and resources, health status, or current prescription expenses;
- Brand name and generic prescription drugs at participating pharmacies convenient to beneficiaries; and
- Protection for those who have especially high drug costs or from unexpected prescription drug bills in the future.
(Please visit www.missouriclaim.org/medicare/partd to learn more about Medicare Part D.)
While going through the steps of Medicare Part D open enrollment, please be aware of possible scams. Unfortunately, there are people out there who will try to take advantage of Missouri seniors, and so I urge my constituents to use caution while enrolling in or changing Medicare plans. In an article published by Missourinet, a list highlights a number of ways individuals try to scam Missourians, including:
- Claiming to represent or be endorsed by Medicare.
- Soliciting door-to-door.
- Soliciting using unwanted e-mails, text messages, or voice mails.
- Approaching people in common areas, like parking lots, hallways, and sidewalks.
- Pitching products in health care settings, like hospital waiting areas, exam rooms, patient rooms, and pharmacy counters.
- Setting up an appointment to discuss Medicare, and then sell unrelated products, such as life insurance or annuities.